![]() ![]() If you and your mother shop at Costco together and she is the only member, she will be the only one allowed to make purchases without being charged the surcharge at checkout. If you are not over 18 or you are no longer living in the house, you will not be able to use your mother’s card or account without her being present. If you are over the age of 18 and live in the same house as your mom, she can give you the free household card by assigning you as the holder in her account. This varies by the state that you are in and can be as low as $1 (Rhode Island and Vermont) or as high as $10 (California) Can I use my mom’s Costco card without her? There are states that require gift cards to offer cashback when the card balance has reached a certain point. The shop card is not redeemable for cash with some exceptions. Can you get cashback from a Costco gift card? Some versions of the card are reloadable so when your Costco shop card balance is low, you just add more funds to it and continue to use it. You can keep it until the balance reaches zero. What is great about the Costco gift card is that it never expires. There are some restrictions for how non-members can use the card including a surcharge on any purchases made that are over the amount of the card’s balance. However, you can give the card to people who are not members and they can use it in stores or online. No, you cannot buy the Costco shop card if you are not a Costco member. Can you use a Costco gift card without a membership? You must be a member to buy the card but not to use it. The Costco Cash card can only be purchased at a Costco store, Costco warehouse, or the Costco website. You can also get the card balance at most Costco stores. Some cards do not have a pin but can use the same process. Simply add the card number plus the four-digit pin and click check balance. ![]() You can check the balance of a Costco shop card by using the balance checker on the website. Ask a cashier in a Costco store at the service desk.The Motley Fool has a disclosure policy.How do I check the balance on my Costco card? The Motley Fool recommends Southwest Airlines. The Motley Fool has positions in and recommends Costco Wholesale and Visa. Brittney Myers has no position in any of the stocks mentioned. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. The Ascent does not cover all offers on the market. ![]() We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Click here to read our full review for free and apply in just 2 minutes. In fact, this card is so good that our expert even uses it personally. Our expert loves this top pick, which features a 0% intro APR until 2024, an insane cash back rate of up to 5%, and all somehow for no annual fee. If you're using the wrong credit or debit card, it could be costing you serious money. ![]() Of course, if you can find the same gift card with a better deal on a cash back app or other savings site, you're better off going that route.Īlert: highest cash back card we've seen now has 0% intro APR until 2024 This still puts it under the face value of the gift card, so there's value to be had. For example, the $500 Southwest Airlines gift card at $449.99 comes out to $472.49 with the 5% surcharge added. In some cases, this may still be worth it. The catch? You'll need to pay a 5% "non-member surcharge". However, some of the gift card deals here can be purchased even if you don't have a Costco membership. There are a few gift cards on that require you to have a membership to even see the prices of, let alone buy. That's because the user will pay sales tax when they spend the gift card sales tax on the card itself would wind up with double taxation. Some credit cards will earn rewards on gift card purchases, but others won't, so it may be worth checking your card's policy before buying.Īnother thing to note is that gift cards are typically exempt from sales tax. Remember that Costco only accepts Visa credit cards. Most of the restaurants, for instance, will require you to print out the gift card - you don't need the entire email, but you do need the part with the gift card number - and give the print out to the server to pay for your meal.Įlectronic gift card purchases from have a limit of 5 per order. Rules for using electronic gift cards in person will vary by brand. ![]()
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